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PROTECT YOURSELF AND YOUR FAMILY

Mercer's insurance policies are a cost-effective way to protect you and your family should something happen that impacts your ability to earn an income.

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Mercer LifeProtect

With life cover covering up to $1,000,000, the mortgage, bills, loans and other debts could be taken care off so that your family don’t have to worry, after you're gone.

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Mercer BillProtect

Mercer BillProtect is a simple and affordable way to ensure you can keep paying the bills if your income stops suddenly due to redundancy, illness, injury or bankruptcy.

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Mercer SaverProtect

Included with your Mercer LifeProtect or BillProtect policy and could help you continue to receive KiwiSaver contributions if you can't work due to illness, injury or redundancy.

LIFEPROTECT

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  • Premiums starting from as little as $5 a week
  • 10% Healthy Living Discount
  • Early payout for critical illness
  • Free Mercer SaverProtect benefit

Protect your family's tomorrow, today

There is nothing more important than family. Offering cover up to $1,000,000 so your family won't have to worry about how they will pay the mortgage, bills, loans and other debts after you're gone.

Additional benefits

  • Choose to add extra peace of mind with an optional Critical Illness benefit which provides an early payout of up to $500,000 so you can support your family while you recover. The Critical Illness benefit covers a wide range of illneses.
  • The policy also includes a funeral benefit that could payout up to $10,000.
  • Eligible customers can also get a 10% Healthy Living Discount.

Free Mercer SaverProtect

Included with your Mercer LifeProtect policy is the free SaverProtect benefit. As a Mercer KiwiSaver scheme customer, this free benefit could help you to continue to receive KiwiSaver contributions of up to $200 per month if you are unable to work due to illness, injury or redundancy. Read about Mercer SaverProtect for more information.

Get a quote or apply online now

If you're not sure of the best level of cover for you, try our easy to use LifeProtect calculator.

Get a quote, apply online or call 0508 637 237.

Things you need to know

  • Mercer LifeProtect is available if you are between the ages of 18 and 70
  • Payments of up to $500,000 are made early for critical illnesses
  • Full disclosure is necessary when answering the health and lifestyle questions. Failing to declare a condition could result in a claim being declined
  • If you meet our underwriting criteria, you may be able to add Critical Illness benefit to your policy
  • Payments can be made early for terminal illness
  • If policy is cancelled within 30 days, any premium payments will be refunded in full
  • Before applying we recommend you read the Policy for full terms and conditions
  • Cigna's underwriting terms and conditions apply.

Important links

BILLPROTECT

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  • Premiums start from $14.95 a month
  • Cover from $700 to $2,000 a month for up to 6 months (per claim)
  • Acceptance is guaranteed if you meet the eligibility criteria
  • Free Mercer SaverProtect benefit

Protect your tomorrow, today

We all have bills that need to be paid. A sudden loss of income can happen to anyone and could change your life overnight. Mercer BillProtect is a simple and affordable way to ensure you can keep paying the bills if your income stops suddenly due to redundancy, illness or bankruptcy.

With premiums starting from just $14.95 a month, Mercer BillProtect offers peace of mind with a range of cover levels from $700 to $2,000 a month for up to 6 months. For all eligible customers, acceptance is guaranteed.

More cover with Mercer SaverProtect

As a Mercer KiwiSaver scheme customer you may also continue to receive KiwiSaver contributions of up to $200 per month if you are unable to work due to illness, injury or redundancy. Read about Mercer SaverProtect for more information.

Get a quote or apply online

If you'd like to find out more you can get a quote, apply online or call 0508 637 237.

Things you need to know

  • To be eligible for BillProtect you must be between the ages of 18 and 60, employed or self-employed and working in full time employment for at least 25 hours a week.
  • If you are made redundant, confirmation of your redundancy from your previous employer will be required.
  • If you are unable to work there's a 30 day waiting period until you receive your first payment, and they'll be made for up to six months after that.
  • Injuries are covered straight away but stand down periods apply.
  • You are not covered:
    • For pre-existing medical conditions
    • For any illness which first occurs during the first three months of the policy start date
    • If you are declared bankrupt within the first six months of the policy start date
    • If you are made redundant in the first three months of the policy start date.
  • After you turn 65, the policy will end on the policy-start anniversary date
  • You can cancel within 30 days of purchasing Mercer BillProtect and we’ll refund any premium payments in full.
  • Before applying we recommend that you read the Policy for full terms and conditions.

Links you need to know

SAVERPROTECT

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  • Free Mercer SaverProtect benefit on your Mercer LifeProtect or Mercer BillProtect insurance policy if you are a Mercer KiwiSaver scheme member
  • $200 per month paid into your Mercer KiwiSaver scheme account if you are unable to work due to illness, injury or redundancy
  • Ongoing contributions mean you’ll remain eligible for the annual member tax credit.

Protect your KiwiSaver contributions today

With Mercer already on your side, saving for your retirement couldn’t be easier, but what if you lost your income and could not continue to make contributions to the Mercer KiwiSaver scheme?

Mercer SaverProtect policy could provide KiwiSaver contributions of up to $200 per month if you are unable to work due to illness, injury or redundancy.

This added safety net could be extremely helpful during these tough times, plus Mercer SaverProtect could ensure you remain eligible for the annual member tax credit of $521.43 per annum.

Best of all, Mercer SaverProtect is free and only available to Mercer LifeProtect and/or Mercer BillProtect customers. You must be a member of the Mercer KiwiSaver scheme to be eligible.

If you are not a Mercer KiwiSaver scheme customer and want to join you can apply here.

Things you need to know

  • Mercer SaverProtect is free if you are a Mercer KiwiSaver scheme customer aged between 18 and 60 and have signed up to Mercer LifeProtect and/or Mercer BillProtect.
    At the time of the claim you must be:
    • A Mercer KiwiSaver scheme member
    • Residing in NZ
    • Working in full time employment for at least 25 hours a week
  • The amount paid into your Mercer KiwiSaver scheme account is $200 per month
  • Claim period is up to 6 months for redundancy and 6 months for an illness or injury caused by an accident
  • Pre-existing conditions are excluded
  • We recommend you refer to the SaverProtect sections of the LifeProtect or BillProtect policy for full terms and conditions.

 

phone
Toll free: 0508 MERCER (0508 637 237)
From overseas: +61 3 8687 1886
9.00am - 7.00pm

Monday - Friday (NZST/NZDT)


Write to us:

Mercer NZ, PO Box 1849
Wellington, New Zealand 6140


Auckland

151 Queen Street
Auckland, New Zealand 1143
+64 (9) 928 3200

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Wellington