Mercer Flexisaver
Facts


DEPOSITS

It’s easy to deposit money into your FlexiSaver account.

You can make regular or lump sum contributions directly into your FlexiSaver account from your online banking by searching for Mercer FlexiSaver as a payee and following your bank’s instructions to complete the process. There are no minimum contributions when you make contributions this way.

You can also set up an automatic payment.

 

INVESTMENT CHOICE

Whether you’re an aggressive investor with an appetite for risk, prefer to play it safe or are somewhere in between, we’ve got an investment option for you. Our global investment expertise is why our performance is consistent and tailored for the New Zealand market.

You can find out more about the seven investment options here.

TAX

Mercer will deduct or refund tax on your behalf. You simply need to provide us with your IRD number and your tax rate.

FlexiSaver is a Portfolio Investment Entity or what’s known as a PIE. This means any money you make through your investment will be taxed.

The Prescribed Investor Rate (PIR)  is the rate at which it will be taxed. A PIR is based on your taxable income, e.g. income from salary, wages and any additional sources of income that you would include in your income tax return.

FEES

The fees you pay vary depending on the investment options or options you invest in. Fees are deducted from your investments and will also depend on the tax rate.

Please refer to the table below.

Fund
Annual Charges per Investor
 
Fund Charges
Mercer Cash
0.87%
Mercer Conservative
1.05%
Mercer Moderate
1.14%
Mercer Balanced
1.23%
Mercer Growth
1.32%
Mercer High Growth
1.37%
Mercer Shares
1.45%

Please note: Fees outlined above are the maximum you will be charged for investing in FlexiSaver. The actual fees available may vary from those outlined above. Please contact one of our advisers on 0508 637 237 to discuss.

Further information can be found in the product disclosure statement.

ONLINE ACCESS

Your online account gives you secure access to your investment information anywhere anytime.

By logging in to your account you can:

  • View your personal account details.
  • Monitor and change your investments.
  • Review your contributions.
  • Update your details.

REPORTING

You will receive regular updates about your account and investment performance:

  • Investment reports published monthly on this website.
  • Quarterly Investment Insights update sent to you by email.
  • Annual Report and Annual Statement, providing a review and a full update on investment performance.
  • Our digital newsletter, Mercer Magazine, which provides the latest information about Mercer FlexiSaver.

ADVICE

Not knowing all the facts could cost you money. It’s important you know what Mercer FlexiSaver offers you.

Our Helpline team can explain how your account works and answer general questions about your  FlexiSaver investment. You can call them on 0508 637 237, 9am to 7pm on all business days.

Our Helpline team can also connect you with one of our advisers.

phone
Toll free: 0508 MERCER (0508 637 237)
From overseas: +61 3 8687 1886
9.00am - 7.00pm

Monday - Friday (NZST/NZDT)


Write to us:

Mercer NZ, PO Box 1849
Wellington, New Zealand 6140


Auckland

151 Queen Street
Auckland, New Zealand 1143
+64 (9) 928 3200

Get directions


Wellington