It’s easy to deposit money into your FlexiSaver account.
You can make regular or lump sum contributions directly into your FlexiSaver account from your online banking by searching for Mercer FlexiSaver as a payee and following your bank’s instructions to complete the process. There are no minimum contributions when you make contributions this way.
You can also set up an automatic payment.
Whether you’re an aggressive investor with an appetite for risk, prefer to play it safe or are somewhere in between, we’ve got an investment option for you. Our global investment expertise is why our performance is consistent and tailored for the New Zealand market.
You can find out more about the seven investment options here.
Mercer will deduct or refund tax on your behalf. You simply need to provide us with your IRD number and your tax rate.
FlexiSaver is a Portfolio Investment Entity or what’s known as a PIE. This means any money you make through your investment will be taxed.
The Prescribed Investor Rate (PIR) is the rate at which it will be taxed. A PIR is based on your taxable income, e.g. income from salary, wages and any additional sources of income that you would include in your income tax return.
The fees you pay vary depending on the investment options or options you invest in. Fees are deducted from your investments and will also depend on the tax rate.
Please refer to the table below.
Please note: Fees outlined above are the maximum you will be charged for investing in FlexiSaver. The actual fees available may vary from those outlined above. Please contact one of our advisers on 0508 637 237 to discuss.
Further information can be found in the product disclosure statement.
Your online account gives you secure access to your investment information anywhere anytime.
By logging in to your account you can:
You will receive regular updates about your account and investment performance:
Not knowing all the facts could cost you money. It’s important you know what Mercer FlexiSaver offers you.
Our Helpline team can explain how your account works and answer general questions about your FlexiSaver investment. You can call them on 0508 637 237, 9am to 7pm on all business days.
Our Helpline team can also connect you with one of our advisers.