Saving for your first home? Mercer Kiwisaver can help

Kiwisaver benefits

The Mercer KiwiSaver scheme has been one of the highest performing KiwiSaver default funds since KiwiSaver began in 2007 and was rated best “Value for Money” in SuperRatings’ 2018 KiwiSaver scheme assessment for the fourth year running. Our scope of global investments, tailored for New Zealand returns, is why we’ve been helping New Zealanders manage their retirement savings for over 60 years.

You can apply online, or download the product disclosure statement, complete the application form at the back and post it to us.

You are eligible to join or be in KiwiSaver if you are a New Zealand citizen, or entitled to live in New Zealand indefinitely (for example if you are a resident). You can’t join KiwiSaver if you are holding a temporary, visitor, work or student permit.  Find out more here



Benefits include:

  1. Performance – We have a strong track record in investment performance and our default fund has delivered strong returns compared with the other default providers. Performance details can be found here.

  2. Choice – you can invest in one of seven investment options – from 100% Cash to 100% Shares - that suits your personal circumstances or invest in multiple options to further diversify your investment portfolio. To find out if you’re in the right fund, answer five quick questions below.

  3. First home withdrawal: Saving for your first home? Once you’ve been a contributing KiwiSaver member for three years, you can withdraw all or part of your KiwiSaver savings to use towards the purchase of your first home. Before you take the leap, read our free guide to the KiwiSaver Home Start Scheme.

  4. Experience – with more than 100 staff involved in manager research we track over 5,400 managers and more than 26,000 investment strategies across the globe. Each investment option is carefully constructed and we monitor every manager on behalf of our investors.

  5. Support and financial advice for free: If you have any questions about your KiwiSaver account or need help choosing your investment fund(s), call us on 0508 637 237 and we can put you in touch with one of our financial advisers. Alternatively, you can click the link below to request a call back or email us at




This product is issued by Mercer (N.Z.) Limited. For information about this product, please refer to the product disclosure statement which is available free of charge here. This information has been prepared by Mercer (N.Z.) Limited.

The information contained on this page is intended for general guidance only and is not personalised to you. It does not take into account your particular financial situation or goals. Before making any investment decision, you should refer to the product disclosure statement or consult an appropriately authorised adviser.

Toll free: 0508 MERCER (0508 637 237)
From overseas: +61 3 8687 1886
9.00am - 7.00pm

Monday - Friday (NZST/NZDT)

Write to us:

Mercer NZ, PO Box 1849
Wellington, New Zealand 6140


151 Queen Street
Auckland, New Zealand 1143
+64 (9) 928 3200

Get directions