Mercer’s schemes are designed to help you achieve financial freedom – and we’re the most awarded global provider in NZ with the smarts to get you the returns you deserve.
Whether you’re an aggressive investor with an appetite for risk, the type who likes to play it safe or somewhere in between, we’ve got an investment option for you. We offer you a choice of seven different investment options - from 100% Cash to 100% Shares – so you can select the option/s that best meets your investment needs.
The risk indicator for each option below is based on a scale of one to seven, with one being the lowest risk (potentially lower returns) and seven being higher risk (potentially higher returns)*.
Invests mainly in cash and short term interest bearing investments
Invests mostly in cash and fixed interest, with only limited investment in growth assets such as shares.
Invests in cash and fixed interest, with about a third of investments being in growth assets such as shares and real assets.
Invests in a wide range of assets. May be suitable for investors who want a diversified investment with exposure to shares, real assets, alternative assets, fixed interest and cash.
Invests mainly in growth assets such as shares, real assets and alternative assets with only a limited amount in cash and fixed interest.
Invests almost entirely in growth assets such as shares, real assets and alternative assets.
Invests almost entirely in the share market.
*While risk indicators are usually relatively stable, they do shift from time to time. The risk indicators above are taken from the 31 December 2020 fund updates. Please view the fund updates for more information.